The first payment, which is 25% of your total purchase, is taken when the order is processed and the remaining 3 are automatically taken every following month.
If you are looking to partake in a payment plan, be sure to skip express payment options (Apple, Amazon, PayPal). Next, you want to fill in your shipping and billing info accordingly. Depending on the internet browser that you are using, the option to "choose a different payment method" is near the area where it asks for your credit card information. You want to click on that. It will allow you to choose Klarna.
For more information about Klarna, please visit https://www.klarna.com/us/.

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